MTD for Income Tax — Mandatory April 2026

Making Tax Digital,
Made Simple

Submit quarterly income & expense updates to HMRC, get real-time tax calculations, and file your final declaration — all from one beautifully simple dashboard.

Get Started — £9.99/month View All Plans
HMRC Official API OAuth 2.0 Secure UK Hosted KYC Verified
Professional financial dashboard showing tax analytics
Q1 Submitted
✓ HMRC Accepted
Estimated Tax
£2,847
April 2026
Mandatory — income over £50,000
April 2027
Mandatory — income over £30,000
4× Per Year
Quarterly submissions to HMRC
31 January
Final declaration deadline
Platform Features

Everything You Need for MTD Compliance

Connect to HMRC once, submit every quarter. No spreadsheet juggling, no complexity.

🔗

HMRC OAuth Connection

Link your HMRC account securely via Government Gateway. Your credentials never touch our servers — end-to-end encrypted.

📊

Quarterly Submissions

Enter or import income & expenses. Submit directly to HMRC with full digital links compliance and instant confirmation.

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Real-Time Tax Calculations

See estimated tax liability after each submission — income tax, NI contributions, and profit breakdown at a glance.

📋

Final Declaration

File your year-end declaration with annual adjustments. Replaces traditional Self Assessment from April 2026.

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Agent Mode

Manage multiple clients from one dashboard. Auto invite codes, KYC tracking, and real-time submission status per client.

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KYC & Full Audit Trail

Identity verification built in. Complete HMRC API audit log for every submission — absolute compliance confidence.

How It Works

Get MTD-Ready in Minutes

Four steps from sign-up to your first HMRC submission

Professional accountant working with digital tax software on a laptop
✓
HMRC Connected
Submissions go live instantly
1

Sign Up & Verify Identity

Create your account and complete identity verification (KYC/CDD). Quick, secure — takes under 5 minutes.

2

Connect to HMRC

Link your HMRC account via secure OAuth. Enter your UTR and National Insurance number — one-time setup.

3

Submit Quarterly Updates

Enter or import income & expenses. Submit directly to HMRC and receive an instant tax estimate.

4

File Final Declaration

Make year-end adjustments and submit your final declaration by 31 January. Done.

10+
UK Banks Supported
£9.99
Per Month — No Hidden Fees
EN / PL
Bilingual Interface
OAuth 2.0
HMRC Secure Connection
Pricing

Simple Pricing, No Surprises

One plan for individuals, tiered plans for accountants and agents

Most Popular

MTD Individual

£9.99/month
For self-employed & landlords
  • Quarterly HMRC submissions
  • Tax calculation estimates
  • Final declaration
  • CSV / Excel import
  • Full audit log
  • KYC/CDD verification
  • English & Polish
Get Started →
For Accountants

MTD Agent Plans

£19/month and up
Multi-client dashboard with invite codes
  • Everything in Individual
  • Multi-client dashboard
  • Auto invite code generation
  • Client KYC tracking
  • Bulk submission management
Starter
1–10
£19
Growth
11–49
£49
Pro
50–99
£89
Practice
100–299
£149
Enterprise
300–999
£249
Unlimited
1000+
£399
More Tools

More Tools for Your Practice

BankConverter is growing — more features for accountants and small businesses

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Bank Statement Converter

Upload UK bank statement PDFs — get clean CSV files with categorised income & expenses. Auto-detects HSBC, Barclays, Lloyds, NatWest and more.

Live — Free to Start
Receipt scanning with mobile phone for expense tracking

Receipt Scanner

Photograph receipts and invoices — AI extracts amounts, dates, VAT & categories automatically. Running totals matching your income & expenses.

Coming Soon
Financial charts and spreadsheets for income and expense tracking

Income & Expenses

Categorise transactions, generate trial balances, export summaries for your accountant or Self Assessment. Works with statements and manual entries.

Live
Built For You

Who Is It For?

🧾

Self-Employed

Sole traders earning over £50k (April 2026) or £30k (2027) must use MTD. Submit quarterly updates without the complexity of enterprise software.

🏠

Landlords

Property income falls under MTD. Track rental income and allowable expenses, submit quarterly, and file your final declaration — all in one place.

📊

Accountants & Agents

Manage 10 to 1,000+ clients from one dashboard. Auto invite codes, bulk submissions, KYC tracking — at a fraction of enterprise pricing.

Trusted By Professionals

Built for Accountants,
Loved by Clients

See why professionals choose BankConverter for MTD compliance

★★★★★
"Finally, MTD software that doesn't require an IT department to set up. Connected to HMRC in minutes, submitted my first quarter the same day."
James M.
Self-Employed Contractor, London
★★★★★
"Managing 40+ client submissions used to take days. With the agent dashboard, I process everything in a few hours. The pricing is brilliant too."
Sarah K.
Practice Manager, Manchester
★★★★★
"The bilingual interface is a game-changer for my Polish-speaking clients. They can manage their own submissions without needing translation."
Anna W.
Accountant, Birmingham
FAQ

Frequently Asked Questions

Everything you need to know about Making Tax Digital

What is Making Tax Digital for Income Tax?
MTD for Income Tax (MTD ITSA) requires self-employed individuals and landlords to keep digital records and submit quarterly income and expense updates to HMRC using compatible software. It replaces the annual Self Assessment with quarterly digital submissions plus a year-end final declaration.
When does MTD for Income Tax start?
April 2026 for qualifying income over £50,000. April 2027 for income over £30,000. You can sign up voluntarily now and start submitting to get familiar with the process before it becomes mandatory.
Is BankConverter HMRC-recognised?
BankConverter connects to HMRC via their official MTD for Income Tax Self-Assessment API using OAuth 2.0 authentication. All submissions go directly to HMRC through their approved endpoints.
Is my data secure?
HMRC connections use OAuth 2.0 — your Government Gateway credentials are never shared with us. All data is encrypted via SSL on UK-hosted servers. Identity verification (KYC/CDD) adds an extra security layer.
Can accountants manage multiple clients?
Yes. Agent plans start at £19/month for up to 10 clients. You get an auto-generated invite code, multi-client dashboard, KYC tracking, and submission status per client. Plans scale up to 1,000+ clients.
Which banks does the converter support?
HSBC, Barclays, Lloyds, NatWest, Santander, Monzo, Revolut, Starling, Nationwide, and TSB. Each has a dedicated parser that auto-detects your bank from the uploaded PDF statement.

April 2026 Is Closer
Than You Think

Get MTD-ready now. Start submitting quarterly updates to HMRC today.

Start MTD — £9.99/month → Compare All Plans